iframe issues...

[glone]

Ok, here's the deal. I don't have any books on writing code and am now working for a friend of mine as a sub-contractor in web site development. The problem is that I hardly know enough code to get a web site up let alone do more advanced things. I can look at source code all day long and understand what it all does, I just don't know it enough to program from scratch. I'll be learning the more advanced kinds of programming a little later, but right now I need some help on a current issue atm. I have resources for coding and design and all that, but I still need some help (hence the post).

The page I'm working on has a banner/nav bar, which I've created and done mouseover effects for, but what I want to do is beyond my abilities and understanding right now. Below the nav bar/banner is supposed to be an iframe which takes up the rest of the page with the links on the nav bar loading pages in the iframe (need to know how to do this). This makes it so someone only has to load the nav bar/banner once and not on every page. Also, when I do create the iframe, it loads to the left of the nav bar, pushing it off the screen. I don't really understand how to fix this. I've looked at other tutorials on this suject (or close to it) and didn't really understand where to place the code or what needs to go in some of the variable's spots.

Any help on this would be great, Thanks
-glone