Credit Cards Suck

[ninjafury]

Re: Credit Cards Suck

I haven't used mine in forever...

[Chrissi]

Re: Credit Cards Suck

I like my Visa. It lets me buy things online, lets me buy things before I get paid, and means that I don't have to worry about going over my 10 transfer/month limit on my debit card and getting charged extra.

I want to get a PC Mastercard though. Since what I use my Visa for primarily is groceries, if I had that, I'd get rewards for buying groceries and end up with free groceries. And from what I understand, it's free of fees. So, uh, I should get around to that sometime. Free stuff is nice.

[Specforces]

Re: Credit Cards Suck

I use my credit card to build credit and it works out nicely. I currently have a decent credit score of 840 because of my credit cards and paying my bills on time.

Credit cards are good if you're responsible and not an idiot.

[Chrissi]

Re: Credit Cards Suck

How do you find out your credit score?

Mine has to be high enough, because I always pay it off and I typically spend 200-400 a month on it.

[concertm]

Re: Credit Cards Suck

I use my card for everything, even a pack of gum, it helps keep everything together so I know how much I've spent, never had a problem with debt and my credit card company keeps increasing my credit limit (=credit score is decent).

[bluguerrilla]

Re: Credit Cards Suck

How do you find out your credit score?

Mine has to be high enough, because I always pay it off and I typically spend 200-400 a month on it.

https://www.annualcreditreport.com/cra/index.jsp

One free one a year.

Edit: Got that link from here: http://www.ftc.gov/bcp/conline/pubs/...eereports.shtm

[Chrissi]

Re: Credit Cards Suck

https://www.annualcreditreport.com/cra/index.jsp

One free one a year.

Edit: Got that link from here: http://www.ftc.gov/bcp/conline/pubs/...eereports.shtm

The AnnualCreditReport.com website is only accessible through ISPs (Internet Service Providers)

located within the United States and its territories.