[YoshL]

Originally Posted by reuben_tate

After reading foxfire's post, I think the arguments against having locked-in rates have more ground than the arguments for it. I was just trying to qualify the other position...you guys are quick to bash any position that isn't yours and assume your opponent is retarded.

i never assumed that, i was simply pointing out that one of the big counterarguments to your point was already posted, and you didn't really address that when stating your point.

i think it would be greatly appreciated that this stay a discussion without people getting offended about it.

sorry if my post came across overly as "you're dumb and so is your argument"