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i bought a house
will update as this develops, in short im mega excited and at the same time worried about sorting expenses out... im told thats normal lol
if anyone has stories/advice to share go for it :D |
Re: i bought a house
damn you rich man boy
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Re: i bought a house
Congrats man!
The only advice I can really give is have something *iconic* ready for when you're all moved in. Be it a poster, painting, some unique kind of furniture, an ornament, etc. Just something that identifies it as yours, it'll make it quicker to get used to the place |
Re: i bought a house
I don't know how it works in Canada land, but prepare to sign your hand off. I had to sign about 50 things. Also you're probably passed this, but have more than enough for closing costs. I had 10k saved and my costs were 8200 out of pocket.
As for advice, if the house needs anything I mean ANYTHING, simply from a paint job to a redo of a wall, go room by room and do things. Complete rooms are better than all rooms in progress. |
Re: i bought a house
sup dinmo, congrats on the purchase. I dunno what prices are like in ONT but I really doubt you'll have an issue sorting things out. Having a good lawyer will help a lot, and the expenses (at least for me) weren't bad at all.
Keep us posted! I was in your shoes not 2 years ago, so if you want to chew the fat about it, lemme know! |
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One more step to an tru adulthood nice
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sick sick
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grats dude!
good luck on the mortgage |
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Awesome! Congrats man
My advice to you would be to host a huge party for your FFR friends when it is all set up ~~ |
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also EVERY time someone makes this thread title I think someone bought a horse
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yooooooooo GRATS
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Thanks all! <3
Inspection is on Monday so as long as thats fine it's a done deal. Thankfully there's not a whole lot to do other than decorate and the appliances need upgrading so meh I would totally have a fiffer get together here! As long as you don't mind traveling lol, (if you've been to Toronto my place would be a 3.5 hour drive away) I've got a spare bedroom maybe I can make that my rhythm gaming shrine and put super tacky arrow wallpaper or something lmao Ps. @blind thankfully due to e-sigs i just had to tap a bunch of times so far ;) |
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totally inviting myself there sometime !
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Really cool! Congrats dynamo. Is it north of Toronto...? Curious if it's en route to parry sound area just since my cottage.
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@stian YES please come visit!! :}
@spenner yeah it's in that general direction, from toronto when you hit barrie you take highway 11 (instead of staying on the 400 to parry sound) and keep going north. would be awesome to hang sometime! |
Re: i bought a house
Ohhhhh how exciting!! I'm saving up myself for a house but we have quite a ways to save before we can start talking to realtors. (We're looking though and have a good idea of where we want to live - it's just fun to look at places!).
Take pics when everything's finalized!! :D |
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Hell yeah man, congrats.
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Re: i bought a house
niceuu congratulation
Appliances suck, but what worked for me was to check for floor models at the big home improvement stores (Lowes, Home Depot, etc). I've spent half of what they were new on everything just by being in there at the right time. |
Re: i bought a house
I got my appliances off Craigslist. A stove, washer, dryer, and refrigerator for $450. And a riding lawn mower for only $550. You might not need one of those though :P
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Grats, I'm kinda in the same boat right now. Waiting to hear back from the bank to OK the loan or not. Guess for advice, get your monthly income and start subtracting each bill you have to have (mortgage, electric, etc.) so you know how much you'll have left at the end end of the month. Find some way to make yourself feel at home. Being in a new place always sucks. And start saving a little, if possible, for improvements. The house I'm looking at has a closed in garage that I would love to become my man cave.
Hope everything works out for you man. |
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coming over
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is the monday inspection from the realtor? if so, take that shit seriously; anything, i mean, /anything/ you can think of that might be a potential problem in the future make sure you get checked now.
everything: meaning walls (termintes), ventilation/AC, water filter, doors (especially the frames, check for damage), garage door (check the coil). make sure your electricity/power meter is correct; go to the fuse box and individually inspect each light (walk around with a nightlight and check each one) congratulations word of advice: everything is fucking expensive. take time off to clean the house initially; if you're working/schooling while moving you're gonna stress. from there just do spot cleaning everyday; if u live alone gl it's a fucking pain lmao. if you have a partner then divvy up the responsibilities congrats again bud |
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oh right, if u ever wanna visit vegas come thru i run an airbnb
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I'll be solo'ing the bills *tear*, any single ladies that want to shack up hmu lol |
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Wow dude awesome! Keep us posted with your experience, for us future home owners :)
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also get a fire extinguisher put it next to kitchen you never know |
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also could not recc. swifter dusters and/or microfiber towels more dust just builds up so easily on surfaces keep it fresh
also there isn't a replacement for windex just be sure to get that and an all-purpose cleaner and gg |
Re: i bought a house
Lito is bringing up some good shit.
Also your furnace is super important (at least here when it drops to -40 it is), make sure they check the attic to make sure all the air that ends up there (including chimney, bathroom, furnace, water heater) is ventilated out properly. And never ever be afraid to ask for help! |
Re: i bought a house
if you don't have one look for a promotion on a credit card with chase or capital one with 0% APR for 12-18 months. So nice to have as backup if you don't have immediate cash for a major repair lol I had to spend like 1.5k out of nowhere all in one day on a roof so i wouldn't lose my homeowner's zzz
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clr cleans EVERYTHING, from toilets to rust stains from patio furniture. it never hurts to ask parents/family/friends for advice when you run into a problem, they've most likely been there before.
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wow some good points guys, keeping all of these in mind :o
inspection was today and there were some minor stuff to do: kitchen sink is leaky, shower needs caulking, and furnace should be checked to make sure it's in good shape (owner to do all this before i move in fuc that shit) a couple iffy things though: 1) poor roof/attic ventilation causing tons of roof ice, doesn't help that we had a weird winter so far but still. would need to open up the blocking above soffits so that air can flow better + maybe beef the insulation up. also would need to widen the attic access so that you can actually get in there -basically this is like a $2000+ upgrade, or else get used to my eaves trough collapsing under weight of ice + snow and accelerated decay of roof shingles (roof was just re-done this fall tho) 2) the older half of the basement is a crawlspace and has zero access to it, a previous owner decided to just drywall that entire partition up...the engineer had no way to get in there to see what's what. considering it's part of the original house (1960's) there would be no way of telling if something was leaking or if anything has rotted out or if the plumbing is old etc. only good thing is you can see newer copper water pipe going into the crawlspace.. -basically a complete unknown that i have to suck up and deal with or not buy the house right now it's looking like i'm still going ahead with it, prepare for the worst when i open up that crawlspace but yolo |
Re: i bought a house
post it on reddit
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shiet congrats bobby
I keep forgetting you're in the bay. worked with some people from there when I was in cape breton haha. |
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Woah, man, congrats! That's sweet, Dynam0000000000!
You should hit up all the humans to chill with you and charge them for their stay. XD I mean, maybe you could find a single lady, but...EF LADIES, GET THE DUDES. Just make sure you get a helpful one who is also clean and tidy =P But actually...Super congrats! I can't imagine handling all of that initially especially without someone around to split responsibilities, cover costs, etc. Keep us updated along the way ^.~ |
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That's awesome Bobby, congrats ! Best of luck for sorting everything out and enjoying your new home asap. Insurance classes is a good move, that knowledge is never wasted. Got pics btw ? :)
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I've paid for my house solely by myself for the whole duration of me living here. As long as dynamo picked a house in his actual range, not the top dollar he could "afford", he's golden.
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Congats man, hope you settle in and everything works out great for you~
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lets get that dynamo money
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The crawlspace thing doesn't sound like a big issue. With homes from the 60s, or any age really, the only thing that matters in the basement is foundational problems. If there aren't any, its fine. If the basement is unfinished, check for vertical cracks along the concrete walls. And upstairs, dips in the flooring. These will majorly affect your resale value, or if you don't care about that, you could knock off thousands from your buying price if the previous owners won't do anything to fix it. But since you didn't say anything regarding foundation problems in the inspection, you're probably fine.
I know this because I'm also trying to buy a house right now. Put in offers for two places but got out bid both times >_> |
Re: i bought a house
Yay congrats Dynam0. What a big step! Especially in this housing market.
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Re: i bought a house
Good luck with the house!
I just bought in May, but I bought brand new construction. Owning is great, I'm sure you'll love it :) Be diligent during that inspection though (looks like you have been) and do not buy unless you're comfortable! Remember that a house isn't an asset, it's a liability, so only go ahead if it feels right. You'll know deep down. Trust your gut on whether or not the issues are something you're comfortable with. |
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