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Dynam0 02-10-2017 07:38 PM

i bought a house
 
will update as this develops, in short im mega excited and at the same time worried about sorting expenses out... im told thats normal lol

if anyone has stories/advice to share go for it :D

leonid 02-10-2017 09:07 PM

Re: i bought a house
 
damn you rich man boy

Reincarnate 02-10-2017 09:26 PM

Re: i bought a house
 

Celirra 02-10-2017 09:27 PM

Re: i bought a house
 
Congrats man!

The only advice I can really give is have something *iconic* ready for when you're all moved in. Be it a poster, painting, some unique kind of furniture, an ornament, etc. Just something that identifies it as yours, it'll make it quicker to get used to the place

blindreper1179 02-10-2017 10:06 PM

Re: i bought a house
 
I don't know how it works in Canada land, but prepare to sign your hand off. I had to sign about 50 things. Also you're probably passed this, but have more than enough for closing costs. I had 10k saved and my costs were 8200 out of pocket.

As for advice, if the house needs anything I mean ANYTHING, simply from a paint job to a redo of a wall, go room by room and do things. Complete rooms are better than all rooms in progress.

Kraezymann 02-11-2017 12:59 AM

Re: i bought a house
 
sup dinmo, congrats on the purchase. I dunno what prices are like in ONT but I really doubt you'll have an issue sorting things out. Having a good lawyer will help a lot, and the expenses (at least for me) weren't bad at all.

Keep us posted! I was in your shoes not 2 years ago, so if you want to chew the fat about it, lemme know!

iCeCuBEz v2 02-11-2017 01:08 AM

Re: i bought a house
 
One more step to an tru adulthood nice

V-Ormix 02-11-2017 01:42 AM

Re: i bought a house
 
sick sick

Gundam-Dude 02-11-2017 02:28 AM

Re: i bought a house
 
grats dude!

good luck on the mortgage

mellonxcollie 02-11-2017 02:31 AM

Re: i bought a house
 
Awesome! Congrats man

My advice to you would be to host a huge party for your FFR friends when it is all set up ~~

mellonxcollie 02-11-2017 02:31 AM

Re: i bought a house
 
also EVERY time someone makes this thread title I think someone bought a horse

dAnceguy117 02-11-2017 03:07 AM

Re: i bought a house
 
yooooooooo GRATS

Litodude 02-11-2017 03:49 AM

Re: i bought a house
 
Quote:

Originally Posted by Dynam0 (Post 4519870)
will update as this develops, in short im mega excited and at the same time worried about sorting expenses out... im told thats normal lol

if anyone has stories/advice to share go for it :D

canada?

Dynam0 02-11-2017 06:33 PM

Re: i bought a house
 
Thanks all! <3

Inspection is on Monday so as long as thats fine it's a done deal. Thankfully there's not a whole lot to do other than decorate and the appliances need upgrading so meh

I would totally have a fiffer get together here! As long as you don't mind traveling lol, (if you've been to Toronto my place would be a 3.5 hour drive away)

I've got a spare bedroom maybe I can make that my rhythm gaming shrine and put super tacky arrow wallpaper or something lmao

Ps. @blind thankfully due to e-sigs i just had to tap a bunch of times so far ;)

Staiain 02-12-2017 12:59 AM

Re: i bought a house
 
totally inviting myself there sometime !

Spenner 02-12-2017 02:08 AM

Re: i bought a house
 
Really cool! Congrats dynamo. Is it north of Toronto...? Curious if it's en route to parry sound area just since my cottage.

Dynam0 02-12-2017 09:35 AM

Re: i bought a house
 
@stian YES please come visit!! :}
@spenner yeah it's in that general direction, from toronto when you hit barrie you take highway 11 (instead of staying on the 400 to parry sound) and keep going north. would be awesome to hang sometime!

Hazelle 02-12-2017 10:13 AM

Re: i bought a house
 
Ohhhhh how exciting!! I'm saving up myself for a house but we have quite a ways to save before we can start talking to realtors. (We're looking though and have a good idea of where we want to live - it's just fun to look at places!).
Take pics when everything's finalized!! :D

-paexaea- 02-12-2017 10:18 AM

Re: i bought a house
 
Hell yeah man, congrats.

devonin 02-12-2017 11:27 AM

Re: i bought a house
 
Quote:

Originally Posted by Spenner (Post 4520428)
Really cool! Congrats dynamo. Is it north of Toronto...? Curious if it's en route to parry sound area just since my cottage.

It's 4 hours north of Toronto

ferrarizzzz 02-12-2017 12:12 PM

Re: i bought a house
 
niceuu congratulation

Appliances suck, but what worked for me was to check for floor models at the big home improvement stores (Lowes, Home Depot, etc). I've spent half of what they were new on everything just by being in there at the right time.

blindreper1179 02-12-2017 12:16 PM

Re: i bought a house
 
I got my appliances off Craigslist. A stove, washer, dryer, and refrigerator for $450. And a riding lawn mower for only $550. You might not need one of those though :P

demonllama6124 02-12-2017 01:04 PM

Re: i bought a house
 
Grats, I'm kinda in the same boat right now. Waiting to hear back from the bank to OK the loan or not. Guess for advice, get your monthly income and start subtracting each bill you have to have (mortgage, electric, etc.) so you know how much you'll have left at the end end of the month. Find some way to make yourself feel at home. Being in a new place always sucks. And start saving a little, if possible, for improvements. The house I'm looking at has a closed in garage that I would love to become my man cave.

Hope everything works out for you man.

One Winged Angel 02-12-2017 01:21 PM

Re: i bought a house
 
coming over

Litodude 02-12-2017 09:34 PM

Re: i bought a house
 
is the monday inspection from the realtor? if so, take that shit seriously; anything, i mean, /anything/ you can think of that might be a potential problem in the future make sure you get checked now.

everything: meaning walls (termintes), ventilation/AC, water filter, doors (especially the frames, check for damage), garage door (check the coil). make sure your electricity/power meter is correct; go to the fuse box and individually inspect each light (walk around with a nightlight and check each one)

congratulations

word of advice: everything is fucking expensive. take time off to clean the house initially; if you're working/schooling while moving you're gonna stress. from there just do spot cleaning everyday; if u live alone gl it's a fucking pain lmao. if you have a partner then divvy up the responsibilities

congrats again bud

Litodude 02-12-2017 10:00 PM

Re: i bought a house
 
oh right, if u ever wanna visit vegas come thru i run an airbnb

Dynam0 02-13-2017 12:14 PM

Re: i bought a house
 
Quote:

Originally Posted by Litodude (Post 4520553)
is the monday inspection from the realtor? if so, take that shit seriously; anything, i mean, /anything/ you can think of that might be a potential problem in the future make sure you get checked now.

everything: meaning walls (termintes), ventilation/AC, water filter, doors (especially the frames, check for damage), garage door (check the coil). make sure your electricity/power meter is correct; go to the fuse box and individually inspect each light (walk around with a nightlight and check each one)

congratulations

word of advice: everything is fucking expensive. take time off to clean the house initially; if you're working/schooling while moving you're gonna stress. from there just do spot cleaning everyday; if u live alone gl it's a fucking pain lmao. if you have a partner then divvy up the responsibilities

congrats again bud

my work gives me a paid day off to move which is pretty sweet, though it's still gonna be ridiculous. taking insurance courses on the side and I have two exams in early april weeoooo

I'll be solo'ing the bills *tear*, any single ladies that want to shack up hmu lol

MarioNintendo 02-13-2017 01:08 PM

Re: i bought a house
 
Wow dude awesome! Keep us posted with your experience, for us future home owners :)

Litodude 02-13-2017 06:22 PM

Re: i bought a house
 
Quote:

Originally Posted by Dynam0 (Post 4520641)
my work gives me a paid day off to move which is pretty sweet, though it's still gonna be ridiculous. taking insurance courses on the side and I have two exams in early april weeoooo

I'll be solo'ing the bills *tear*, any single ladies that want to shack up hmu lol

yeah dude it's gonna be fucking rough, if you don't already have a savings (probably used it on the downpayment maybe?) try to double it at this point cuz when it rains it pours with house expenses

also get a fire extinguisher put it next to kitchen you never know

Litodude 02-13-2017 06:23 PM

Re: i bought a house
 
also could not recc. swifter dusters and/or microfiber towels more dust just builds up so easily on surfaces keep it fresh

also there isn't a replacement for windex just be sure to get that and an all-purpose cleaner and gg

Kraezymann 02-13-2017 06:41 PM

Re: i bought a house
 
Lito is bringing up some good shit.

Also your furnace is super important (at least here when it drops to -40 it is), make sure they check the attic to make sure all the air that ends up there (including chimney, bathroom, furnace, water heater) is ventilated out properly.

And never ever be afraid to ask for help!

ferrarizzzz 02-13-2017 07:26 PM

Re: i bought a house
 
if you don't have one look for a promotion on a credit card with chase or capital one with 0% APR for 12-18 months. So nice to have as backup if you don't have immediate cash for a major repair lol I had to spend like 1.5k out of nowhere all in one day on a roof so i wouldn't lose my homeowner's zzz

Winrar 02-13-2017 07:28 PM

Re: i bought a house
 
clr cleans EVERYTHING, from toilets to rust stains from patio furniture. it never hurts to ask parents/family/friends for advice when you run into a problem, they've most likely been there before.

Dynam0 02-13-2017 08:57 PM

Re: i bought a house
 
wow some good points guys, keeping all of these in mind :o

inspection was today and there were some minor stuff to do: kitchen sink is leaky, shower needs caulking, and furnace should be checked to make sure it's in good shape (owner to do all this before i move in fuc that shit)

a couple iffy things though:

1) poor roof/attic ventilation causing tons of roof ice, doesn't help that we had a weird winter so far but still. would need to open up the blocking above soffits so that air can flow better + maybe beef the insulation up. also would need to widen the attic access so that you can actually get in there

-basically this is like a $2000+ upgrade, or else get used to my eaves trough collapsing under weight of ice + snow and accelerated decay of roof shingles (roof was just re-done this fall tho)

2) the older half of the basement is a crawlspace and has zero access to it, a previous owner decided to just drywall that entire partition up...the engineer had no way to get in there to see what's what. considering it's part of the original house (1960's) there would be no way of telling if something was leaking or if anything has rotted out or if the plumbing is old etc. only good thing is you can see newer copper water pipe going into the crawlspace..

-basically a complete unknown that i have to suck up and deal with or not buy the house

right now it's looking like i'm still going ahead with it, prepare for the worst when i open up that crawlspace but yolo

Litodude 02-13-2017 09:41 PM

Re: i bought a house
 
post it on reddit

kommisar 02-13-2017 09:54 PM

Re: i bought a house
 
shiet congrats bobby

I keep forgetting you're in the bay. worked with some people from there when I was in cape breton haha.

evanescence_death4ever 02-19-2017 10:12 AM

Re: i bought a house
 
Woah, man, congrats! That's sweet, Dynam0000000000!

You should hit up all the humans to chill with you and charge them for their stay. XD I mean, maybe you could find a single lady, but...EF LADIES, GET THE DUDES. Just make sure you get a helpful one who is also clean and tidy =P

But actually...Super congrats! I can't imagine handling all of that initially especially without someone around to split responsibilities, cover costs, etc. Keep us updated along the way ^.~

xXOpkillerXx 02-19-2017 10:57 AM

Re: i bought a house
 
That's awesome Bobby, congrats ! Best of luck for sorting everything out and enjoying your new home asap. Insurance classes is a good move, that knowledge is never wasted. Got pics btw ? :)

blindreper1179 02-19-2017 12:16 PM

Re: i bought a house
 
I've paid for my house solely by myself for the whole duration of me living here. As long as dynamo picked a house in his actual range, not the top dollar he could "afford", he's golden.

welsh_girl 02-20-2017 03:21 PM

Re: i bought a house
 
Congats man, hope you settle in and everything works out great for you~

DDRBaller123 02-20-2017 07:17 PM

Re: i bought a house
 
lets get that dynamo money

Rebirth0 02-21-2017 12:00 AM

Re: i bought a house
 
The crawlspace thing doesn't sound like a big issue. With homes from the 60s, or any age really, the only thing that matters in the basement is foundational problems. If there aren't any, its fine. If the basement is unfinished, check for vertical cracks along the concrete walls. And upstairs, dips in the flooring. These will majorly affect your resale value, or if you don't care about that, you could knock off thousands from your buying price if the previous owners won't do anything to fix it. But since you didn't say anything regarding foundation problems in the inspection, you're probably fine.

I know this because I'm also trying to buy a house right now. Put in offers for two places but got out bid both times >_>

TrixiePuff 02-21-2017 08:48 AM

Re: i bought a house
 
Yay congrats Dynam0. What a big step! Especially in this housing market.

Reach 02-21-2017 10:32 AM

Re: i bought a house
 
Good luck with the house!

I just bought in May, but I bought brand new construction. Owning is great, I'm sure you'll love it :)

Be diligent during that inspection though (looks like you have been) and do not buy unless you're comfortable! Remember that a house isn't an asset, it's a liability, so only go ahead if it feels right. You'll know deep down. Trust your gut on whether or not the issues are something you're comfortable with.


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